“ I thought your chapter on the monetary value of a college degree was insightful and provided a much-needed and fresh perspective on higher education. It is this kind of thinking that will be necessary if we are ever to break out of the mess the socialistic higher education system has become.”

-- Tom DiLorenzo, Professor of Economics at Loyola College in Baltimore, MD

““The concept offers a chance to accumulate much greater sums of money ‘tax-free’ than is possible with IRAs or 401(k) plans, without being forced to wait until age 59 ½ to use the money without penalties, or being forced to begin taxable withdrawals at 70 ½.”

-- Kent Basson, Engineer, and a recent graduate of Law School at Washington & Lee University.

““Unbelievable! A fantastic, educational, enlightening read! I am a certified financial planner and have literally recommended this book to over 50 people in the week since I read it. Every one of my 400 clients will have it and use it as their “turn to” source when they are trying to remember why we have set up what we did. I will be forever grateful to have it as a reference to guide potential clients towards so they can read about the things we are talking about that no one has ever spoken to them about and they can’t figure out why. Thank you, thank you for your efforts to bring people financial freedom.”

-- Kim D. H. Butler, CFP, Phoenix, AZ (Kim is a financial adviser to Robert Kiyosaki, Author of RICH DAD, POOR DAD)

“When I think of the long-term effects on those who read this book I see: Less divorce in our country. Most of the divorces have financial matters at their root. Less need for government interference in out lives. Obeying the principles will preclude the need for Social Security. Peace of mind. This will have an effect of life span and overall health. Control of your own destiny. The ability to serve others more effectively. This concept allows all these things to happen. I’m glad I was introduced to it many years ago and was able to play a part in its’ development.”

-- Roland J. Nelson, Pharmacist, Birmingham, AL

“I have always said that there is too much higher education in America. The figures you develop are partial support of that contention.”

-- Walter E. Williams, Professor of Economics at George Mason University, Fairfax, VA

"I am reading your book on self banking and think it is an astounding work for education of clients."

-- Tom Young, 1st Consultants, Inc. Beaver Falls, PA

"Thank you for your efforts to put in print what everybody needs to know about how money really works. I have read it the day I received it and have just finished reading it again. It is absolutely the most informative book I have ever read. I look forward to attending your class."

-- James Heger, Weimar, TX

"Your book will make an impact on the lives of many people in years to come."

-- Richard A. Pope, Woodbury, NY